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Kenneth R. Dubuque
President and Chief Executive Officer
Kenneth R. Dubuque is President and Chief Executive Officer of Guaranty Financial Group. He joined Guaranty Bank in October 1998 as President and Chief Executive Officer. In 2000, he became Group Vice President of Temple-Inland.
Prior to joining Guaranty Bank, Mr. Dubuque spent over ten years with Mellon Bank in international trust and investments, strategic planning, and as Chairman, President and CEO of their mid-Atlantic subsidiary. His earlier banking experience includes assignments with Bankers Trust, Salomon Brothers, and Citicorp in New York City, as well as with the Port Authority of New York.
Mr. Dubuque holds a BS from Columbia, an MBA from Farleigh Dickinson, and he has attended programs at Harvard University and the University of Colorado.
He sits on the Board of the Financial Services Roundtable and on the American Bankers Association CEO Council, and he chairs the Central Texas Chapter of the American Cancer Society, and was the founding chairman of the Texas Mezzanine Fund and on the board of American Youthworks.
Ronald D. Murff
Senior Executive Vice President
Chief Financial Officer
Ronald D. Murff was named Chief Financial Officer for Guaranty Financial Group in April 2007. Mr. Murff served as President of Guaranty’s Retail Bank from 2001 to 2007. His earlier experience with Guaranty Bank and its former parent company, Temple-Inland, was as a Chief Financial Officer for various subsidiaries.
Prior to joining Guaranty Bank, Mr. Murff served in financial and control positions with two Texas thrifts, and began his career with Peat, Marwick, Mitchell & Co.
He holds his BBA from Baylor University and his CPA from the State of Texas and is Chairman-elect of the Baylor University Medical Center in Dallas.
Robert B. Greenwood
Senior Executive Vice President
Chief Administrative Officer
Robert B. Greenwood serves as Senior Executive Vice President for all support functions. Previously, Mr. Greenwood served as Senior Executive Vice President for Commercial Lending and Chief Lending Officer. He led the lending function for Guaranty since 2002 and managed various elements of corporate banking and commercial lending with Guaranty since joining the Bank in 1991.
His 35 years of prior experience in Texas banking have been with Bank One-Texas, Alliance Bank, First City and Fannin Bank.
Mr. Greenwood earned his BS from Southern Methodist University and his MBA from Sam Houston State University. He sits on the executive committee and board of the Texas Bankers Association, the SMU Athletic Forum Board, and was formerly a member of the boards of the Red Cross in Dallas and Austin.
Kevin J. Hanigan
Senior Executive Vice President
Chief Banking Officer
Kevin J. Hanigan was named Senior Executive Vice President-Chief Banking Officer in March 2008. He has served as Senior Executive Vice President for Retail Bank since April 2007. Previously, Mr. Hanigan directed the Corporate Banking business for Guaranty.
He has over 25 years of Texas banking experience, including Bank One-Texas and its predecessor organizations. Mr. Hanigan holds both his bachelor and MBA degrees from Arizona State University.
Mr. Hanigan serves on the Board of the YWCA of Metropolitan Dallas.
Harold L. Shults, Jr.
Senior Executive Vice President
Guaranty Insurance Services, Inc.
Harold L. Shults, Jr. has managed Guaranty Insurance Services, Inc. (GISI) since 1995. He joined Temple-Inland in 1992 with GISI’s predecessor company, Timberline Insurance. With more than 30 years in the insurance industry, he is knowledgeable in all aspects of the business, including property and casualty, annuities, personal and commercial lines, and risk management.
Mr. Shults holds his BA degree from the University of the South, and has had his CLU designation since 1986. Mr. Shults serves on The Hartfords Insurance Company’s National Agents Advisory Council and serves as Chairman of Hartfords Large Account Agents Council. He is a member of the Texas Insurance Agents Association and The Council of Insurance Agents and Brokers.
Mark. A. Crawford
Senior Executive Vice President
Chief Risk Officer
Mark A. Crawford serves as Chief Risk Officer for Guaranty Financial Group since 2001. Previously, he was Guaranty Bank’s Chief Credit Officer from 1998 to 2001, and Asset Review Manager from 1993 to 1998.
Before joining Guaranty Bank, Mr. Crawford worked with the Office of Thrift Supervision and the Federal Reserve Bank of Dallas. He began his career with Richardson Savings and Loan.
He holds a BBA from Stephen F. Austin University, and has completed programs with the Southwestern Graduate School of Banking, the Federal Reserve Banking Schools, and RMA/Omega.
Karen J. Hartnett
Executive Vice President
Chief Human Resources Officer
Karen J. Hartnett was named Executive Vice President and Chief Human Resources Officer in September 2006. Before joining Guaranty, she served as consultant to the Bank’s CEO and executive team on human resources and other strategic planning matters.
Ms. Hartnett was Chief Human Resources Officer for Bank United in Houston prior to its sale to Washington Mutual. During her 35 year career, she has worked with NCNB (and its acquisition FirstRepublic), Equimark, Zale Corporation and Mobil Oil in New York City.
She earned her bachelors degree at Sweet Briar College in Virginia, and attended graduate programs at the University of Virginia and the University of Michigan. Ms. Hartnett serves on the Executive Committee of the Houston Ballet Foundation and she is a lifetime member of the Houston Livestock Show and Rodeo.
Michael D. Calcote
Executive Vice President
Treasurer
Michael D. Calcote was named Treasurer for Guaranty Financial Group in April 2007. Prior to this, he served as Chief Financial Officer of Guaranty Bank from January 2003 to March 2007, and as Treasurer of Guaranty Bank from January 2000 to December 2002.
Mr. Calcote has served in various capacities in investments and asset liability management since joining the bank in August 1990. Before joining Guaranty Bank he worked for the Office of Thrift Supervision.
Mr. Calcote holds a BBA from Stephen F. Austin University and is a Chartered Financial Analyst.
Jerry W. Hickenbottom
Executive Vice President
Chief Information Officer
Jerry W. Hickenbottom has served as Executive Vice President and Chief Information Officer since joining Guaranty Bank in 2002. His forty-plus year career includes assignments with Price Waterhouse, in Minneapolis and Austin, as well CIO for Gibraltar Savings in California, and technical management positions with Security Pacific Bank in California and Norwest Banks in Minnesota.
During his career, Mr. Hickenbottom has led all areas of technology from application systems development to technology and computer operations. He received business and technology certifications from the University of Minnesota.
John W. Wessman
Executive Vice President
Chief Marketing Officer
John W. Wessman joined Guaranty Bank as Executive Vice President and Chief Marketing Officer in December 2006. He previously served in a similar capacity with Encore Bank in Houston.
His 15 year financial services career includes assignments with Invest Financial, AmSouth, and First American National Bank of Nashville. Additionally he worked for six years with McKinsey and Company.
Mr. Wessman was graduated from the Business Honors Program at the University of Texas, Austin where he received a BBA in Accounting and Business Honors. He received his MBA from the Harvard Business School.
Scott A. Almy
Executive Vice President
General Counsel & Secretary
Scott A. Almy joined the company in 1994 and has served as General Counsel and Secretary for Guaranty Bank since 1999. He has served as General Counsel and Secretary for Guaranty Financial Group since 2003.
Mr. Almy completed his undergraduate degree in Business Administration with an emphasis on management information systems at Texas A&M University, and he received his J.D. from the Texas Tech University School of Law. He also completed the Executive Education Program in Advanced Risk Management at the Wharton School, University of Pennsylvania. Mr. Almy's previous experience includes positions at Compaq Computer Corporation, now Hewlett-Packard.
Mr. Almy has served on various boards and in professional leadership capacities with the State Bar of Texas, the Texas Association of Bank Counsel, the Texas Savings and Community Bankers Association, the American Bankers Association and the Financial Services Roundtable. He has also served on various philanthropic boards, including the North Texas Chapter of the March of Dimes.
Craig E. Gifford
Executive Vice President
Chief Accounting Officer
Craig E. Gifford joined Guaranty Bank in 2003 as Controller. He also serves as Guaranty Financial Group’s Chief Accounting Officer.
Prior to joining Guaranty, Mr. Gifford spent 13 years with Ernst and Young where he specialized in financial institutions and financial instruments.
He holds a BBA degree from The University of Texas, Austin, and his CPA from the State of Texas.
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